During the past few years, European markets have experienced an almost unprecedented pace of change. Liquidity is booming, even though the Quantitative Easing programme has recently ended. In addition, new trade agreements have been cemented. And, volatility has almost remained a constant in its own right. Two prerequisites of a market and its participants to cope with this, as well as other major challenges are i) individual rights and ii) an emphasis on high-performance. The former because they provide the individual with the space to function well within the social and economic context, and the latter to stay abreast of competition. Self-evident as it seems, there are a couple of serious challenges I could identify based on my research, (junior) experience as a financial, and conversations with whistleblowers, executives, bankers, fintech insiders and academics. At least the following challenges are alive and well in Europe:- For approximately 30 years, we have had a unipolar world order based on free trade. This model has increasingly become fragmented into a multipolar world order, with various competing ideologies. This has an immense impact on supply chain stability, trade agreements, balances of power and market reach, and thus affects economic performance, not necessarily for the better.